Looking for Stories about Stupid Tax?

Customer Stories for
Stupid Tax

Customer Stories:

Customer Stories for Stupid Tax

Story 181 for Stupid Tax
Butt dialing hurts! (the bank account)
Original story submitted by Terese
on November 12, 2012
Location:Omaha, NE
Age: 35-44
Gender: female
on November 12, 2012
Butt dialing hurts! (the bank account)
I have a cell phone that is not "smart"- I just make calls and text on it. Surprise surprise when I found a $10 per month charge on my bill for a navigation app. Too bad it took me four months to notice it! Verizon would not refund the fees, even though I had never actually used the application. I must have butt dialed to activate it. The moral(s) of the story? 1. Pay attention to your bills 2. lock your phone keypad or call the phone company and BLOCK services on your phone.
18 of 19 found this story helpful.
4.8 out of 5
rated 4.8 by 8 people
Show 4 comments
Story 182 for Stupid Tax
No brainer
Original story submitted by Thrifty
on November 10, 2012
Location:Kerners, C
Age: over 55
Gender: female
on November 10, 2012
No brainer
I want to tell young kids today to "listen" to your older parents or grandparents about finances. I sure wish my daughter would! Because of listening to my mother that raised me with both of us living on social security my husband and I are debt free, even our home. Don't buy things except for homes and a well needed car if you can't pay cash for it. Don't use credit cards if you can't pay off the balance the next month. Especially don't take vacations and put them on a credit card unless you have saved the money to pay it off afterwards. You can drown in credit card debt before you know it! Always save money for a "rainey day". Don't buy clothes, shoes etc just because others have all the fad stuff. Shop after clothing goes on sale because it always will. If you get a lump sum of money and have any debt...pay the money on the debt or pay it off if you can. That's how we paid off our house in 11 yrs. When my husband started getting large bonuses instead of throwing it away buying "stuff" or expensive cars etc. we paid it on our home. We have been married 26 yrs and will retire in 5 yrs debt free and a large summ of money still saved up plus a large 401K. We are not rich, but used our money wisely as we received pay increases and bonuses. We just didn't greatly increase our living expenses.
One last word that is a "no brainer"...stop spending money that you don't have!!
25 of 28 found this story helpful.
4.0 out of 5
rated 4.0 by 23 people
Show 7 comments
Story 183 for Stupid Tax
Emergency fund between jobs saved me!
Original story submitted by Grateful Andrew
on November 10, 2012
Location:Tampa, Florida
Age: 35-44
Gender: male
on November 10, 2012
Emergency fund between jobs saved me!
I started listening to Dave last year and I have read every book at least six times, and devoured everyone of his Audio CD's and DVD's almost to the point where it is an obsession. With that said, I finally had an Emergency Fund and was between jobs so I went six weeks without a pay check. I was able to pay all my bills on time and buy food. Although it was a bit scary to go six weeks without a check and no credit cards in my name to fall back on, I stayed home every single night and read books or watched a movie and packed my lunches. I got through it without losing sleep or borrowing from a family member. It was the greatest feeling in the world. I owe everything to Dave Ramsey. This man has changed my life in ways that nobody ever has or will.
16 of 17 found this story helpful.
4.5 out of 5
rated 4.5 by 26 people
Show 1 comment
Story 184 for Stupid Tax
Dave Was Right!
Original story submitted by Rosie
on November 6, 2012
on November 6, 2012
Dave Was Right!
I recently started watching the Dave Ramsey videos and had finally saved $500 dollars in my emergency fund. Good thing, because the next week I got a speeding ticket for $152 that I was able to pay off no problem.The unexpected happens, glad I saved.
5 of 5 found this story helpful.
3.9 out of 5
rated 3.9 by 12 people
Show 2 comments
Story 185 for Stupid Tax
GIVING MONEY TO FAMILY
Original story submitted by AUBURN FAN
on November 2, 2012
Location:DECATUR, AL
Age: 35-44
Gender: female
on November 2, 2012
GIVING MONEY TO FAMILY
MY HUSBAND AND I HAVE BEEN TOGETHER FOR 7 YEARS NOW. BEFORE I MARRIED HIM, WE HAD AN UNDERSTANDING THAT WE WOULD DISCUSS ALL MONEY MATTERS WITH EACH OTHER, WHICH INCLUDED GIVING MONEY TO HIS CHILDREN. WE BOTH MADE PRETTY GOOD MONEY, BUT HIS OLDEST CHILD TENDED TO "NEED" MONEY EVERY WEEK. SINCE I DIDN'T WANT TO SEEM LIKE A SELFISH PERSON, OR AN EVIL STEP-MOTHER, I GAVE IN. AFTER A WHILE, HER AND HER BOYFRIEND HAD A BABY, AND A FEW MONTHS AFTER THE BABY WAS BORN, THEY HAD BEEN ARRESTED FOR DRUG POSSESSION. I REALIZED THEN AND THERE THAT THEY DIDN'T REALLY "NEED" THE MONEY WE HAD BEEN GIVING THEM. IT TOOK ME SEVERAL YEARS TO HELP MY HUSBAND REALIZE THAT THEY NEEDED TO FIND THEIR OWN WAY IN THE WORLD (EVEN IF THEY HAVEN'T REALIZED IT YET). AND HE REALIZED IT AFTER I HAD LOST MY JOB LAST YEAR, WAS UNEMPLOYED FOR ALMOST A YEAR, AND WE DID NOT HAVE (AND STILL DO NOT HAVE) ANY SAVINGS. WE HAD TO SELL STOCK LAST YEAR TO TRY TO MAKE ENDS MEET, COULD NOT QUALIFY FOR FOOD STAMPS (SINCE MY HUSBAND MADE TOO MUCH MONEY), AND OWE THE IRS BACK TAXES...ALL OF THIS BECAUSE OF OUR GENEROSITY OF PAYING HIS CHILD'S CAR PAYMENT. I JUST RECENTLY STARTED LISTENING TO DAVE, SO GLAD I DID. MY HUSBAND AND I ARE GETTING OUR FINANCES BACK ON TRACK. IT'S BEEN HARD NOT SPENDING EXTRA MONEY, BUT I KNOW IT WILL BE WORTH IT. ALSO, I'M GLAD THAT I HAVE FOUND SOMEONE WHO AGREES WITH ME WHEN I SAY "IT'S NOT A GOOD IDEA TO GIVE YOUR CHILD EVERYTHING THAT THEY ASK FOR!)
30 of 34 found this story helpful.
3.4 out of 5
rated 3.4 by 33 people
Story 186 for Stupid Tax
GIVING AWAY MONEY-FOR FREE!
Original story submitted by Michelle
on October 30, 2012
Location:Pgh, PA
Age: 35-44
Gender: female
on October 30, 2012
GIVING AWAY MONEY-FOR FREE!
I SIGNED UP FOR ONLINE BANKING FOR A LOCAL BANK, OF WHICH I BELONGED TO, FOR YEARS. I HAVE A PAYEE ACCOUNT WITH MY FATHER, AND MY SEPARATE PERSONAL ACCOUNT. ONLINE, YOU CAN SEE ALL ACCOUNTS. I NOTICED MY ACCOUNT HAD A BALANCE. I HAD THOUGHT THAT MY PERSONAL ACCOUNT BALANCE WAS ZERO. IT WAS NOT AND FOR 5 MONTHS, THE BANK FEES FOR NOT HAVING THE ALLOWED STATED MINIMUM BALANCE WERE BEING TAKEN OUT. I CLOSED THE ACCOUNT AND COULD NOT RECOUP THE $100 THAT I GAVE AWAY FOR FREE! THE BANK ADVISED ME THAT SINCE IT WAS NOT 'A BANK ERROR', I WAS NOT ENTITLED TO RECEIVE THE MONIES BACK. IN CASE YOU WONDERED, I DID STILL RECEIVE THE PAPER STMTS, BUT FIGURED THEY WERE FOR MY DAD'S ACCOUNT AND HIS ACCOUNT WAS GOOD, SO I DID NOT EVEN OPEN THE MAIL.
9 of 19 found this story helpful.
1.9 out of 5
rated 1.9 by 25 people
Story 187 for Stupid Tax
Beware "free" trials
Original story submitted by Betsy
on October 29, 2012
Location:Dallas, TX
Age: 25-34
Gender: female
on October 29, 2012
Beware "free" trials
Years ago, I signed up for a free trial for AOL because I could get points in a web game I was playing. And I figured since it was free, it wouldn't hurt anything. I promptly forgot all about it and when I looked at my bank statement 3 months later, I saw two charges to AOL for $29.95 each! I hadn't read the fine print and had gotten charged for two months of AOL service that I was not using. I immediatly canceled the service and won't do "free" trials anymore, I learned my $60.00 lesson!
6 of 7 found this story helpful.
4.0 out of 5
rated 4.0 by 17 people
Show 1 comment
Story 188 for Stupid Tax
Credit cards and downpayment for a car!
Original story submitted by Kimberly
on October 26, 2012
Location:Dayton, OH
Age: 25-34
Gender: female
on October 26, 2012
Credit cards and downpayment for a car!
I had just paid off my car and had the title in hand. I was working in Chicago at the time, when I wrecked my car. I had just lowered the insurance to PLPD to keep it cheap. My car was totaled. As I was stuck in Chicago and couldn't get home, I decided to go car shopping. I found a used Scion TC at a good price, so I thought. I took out a car loan through Toyota at a great rate and put some money on a credit card as a downpayment. As I signed my contract, I looked over it afterwards. I had put $3500 on two credit cards and paid for an extended warranty on the car. What was suppose to be 14k, turned out to be 18k! The price is in the details.
Bottom line: Even if the salesman is extremely cute and has a nice smile, ask questions and pay cash instead of getting into a mess!
8 of 9 found this story helpful.
4.3 out of 5
rated 4.3 by 10 people
Show 1 comment
Story 189 for Stupid Tax
Cell phone stupidity!
Original story submitted by Nichole
on October 25, 2012
Age: 35-44
Gender: female
on October 25, 2012
Cell phone stupidity!
When you sign up for something and you express exactly what you want and what you don't want and the person inputting the data is repeating it all back to you, it is natural to just accept that it was entered correctly. Wrong! Human errors happen and sometimes you may have agreed to something you really didn't need or want.
After looking over all of my bills I decided to take a close look at my cell phone bill to see if there was anything added that I might not really "need". With 2 adults and 2 children we were concerned about replacing a phone should one get damaged so stupid tax 1 was to add a $7 monthly "insurance" fee to help cover "some" expense that it may cost to replace it. This fee was only suppose to have been added to 3 of the 4 phones but was added to all 4.
Stupid tax 2: It was discovered that a request to not have a data plan added to my daughter's plan (a middle schooler)was not honored and we had been paying a $10 monthly data plan that we were not only not aware she had but something she had no use for.
2 YEARS have gone by before this discovery and I will now be saving nearly $40 a month on my cell phone bill!
Stupid tax costs us close to $1000 over the past 2 years!!!! Don't pay stupid tax.. check your phone bill today for inaccuracies! You do NOT need insurance; if something happens to your phone you can find replacement phones very inexpensively and sometimes FREE from friends and family who have upgraded and don't know what to do with their old phone.
93 of 96 found this story helpful.
4.7 out of 5
rated 4.7 by 18 people
Show 7 comments
Story 190 for Stupid Tax
never lend to family!
Original story submitted by Cari
on October 23, 2012
Location:Michigan
Age: 25-34
Gender: female
on October 23, 2012
never lend to family!
Before we got married, my husband's mother died unexpectedly. She left him and his 2 brothers with some accounts. About two years later, his oldest brother calls up and asks to borrow 30K to help get a new house. He and his fiance want a house in a ritzy neighborhood. My husband says OK and withdraws the money from one of the accounts his mom left. He paid penalties and the total was around 35K.
Fast forward about a year. No attempts to pay back from his brother. Brother and fiance broke up and he's in his big house all alone. Husband forgot to report the withdrawal to the IRS, and gets hit with a huge tax bill for about 16,000.
Two years later, older brother is FINALLY trying to pay us back. We are now married. We are receiving 200.00 a month from him, but it's not regular.
My husband had to sell his beloved Trans Am so we could get married. The good part of that is, our wedding was 100% paid off from the start.
I wish we would have heard of Dave Ramsey around the time he lent all that money to his brother. The answer would have a been a BIG FAT NO!!!!
8 of 8 found this story helpful.
4.6 out of 5
rated 4.6 by 18 people
<<prev 1 ... 17 18 19 20 21 ... 53 next>>